Dear Mary: My son is a college student and wants to begin establishing credit. He is interested in finding a credit card that would be right for him, a college student on a budget. He did apply for a card, but they turned him down because he lacks credit. Could you suggest a card or a way to get his credit started? -- Pam M., e-mail

Dear Pam: I understand your son's desire to begin building good credit, and I do applaud that. I just hope that he understands that a credit card is like a power ...

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