Recently I received a letter from Cheri T., who wrote about an issue facing many college grads:

"My daughter will be graduating from college this month. I can keep her on my insurance by using COBRA until she finds a job with benefits. Should I do that or look for an insurance plan that covers just her? She is a healthy 22-year-old."

Cheri is going to have a rude awakening when she sees the cost of COBRA coverage for her daughter. We're talking many hundreds each mont ...

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