These are uncertain times for home buyers and sellers, to say the least, but tough periods sometimes bring exceptional opportunities. That applies to today's buyers.

The economy is teetering ominously on a precipice. Home prices, sales volume and mortgage interest rates are all exhibiting volatile behavior. In recent months, existing home sales showed a healthy gain in July, but declined 2.2 percent in August, according to a report from the National Association of Realtors.

With ...

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