You know what? Hank Paulson may not be the most powerful financial person in the country right now. That honor goes to Sheila Bair, the chairman of the FDIC.

In recent weeks, Bair has held the banking system together, coordinating smooth takeovers of distressed banks in deals run and controlled by her agency. I wouldn't exactly say she's flying under the radar screen since these bank takeovers are front-page news. But without holding the center-stage attention that Paulson has ...

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